ACTEC’s microcredit programmes enable the creation of productive initiatives requested by the beneficiaries.
These micro-entrepreneurs use their creativity, work and courage to create their own small business in a wide range of fields: clothing, catering, retail, hairdressing, etc. ACTEC also provides assistance through microcredits as well as by organising financial training classes suited to the specific needs of micro-entrepreneurs.
All of the partners with whom we develop microcredit projects are well-known in their country. They have a significant amount of experience in the microfinance field for the most underprivileged groups, who do not have access to the banking system. The interest generated by the microcredits is invested in social programmes developed jointly with the local partner and ACTEC, ensuring the sustainability of our actions.
“I would like to thank FUNDAP and ACTEC for their financial support and the training they provided on saving. It helped us become working women and they guided us on how to best invest our financial gain.”
Ruth Elisabeth López González
Beneficiary of the Bancos Comunales programme (Guatemala)
A microcredit along with basic entrepreneurship training
ensures better use and effectiveness of the microcredit