{"id":58198,"date":"2018-01-21T10:02:42","date_gmt":"2018-01-21T10:02:42","guid":{"rendered":"http:\/\/actec.apps-1and1.net?post_type=dt_portfolio&p=58198"},"modified":"2018-05-02T11:29:35","modified_gmt":"2018-05-02T11:29:35","slug":"microcredito","status":"publish","type":"dt_portfolio","link":"http:\/\/actec-ong.org\/es\/project\/microcredito\/","title":{"rendered":"Microcr\u00e9dito"},"content":{"rendered":"

[vc_row bg_type=”image” parallax_style=”vcpb-vz-jquery” bg_image_new=”id^58160|url^http:\/\/actec-ong.org\/wp-content\/uploads\/2018\/02\/actec-proyectos-microcredito-colombia-1.jpg|caption^null|alt^null|title^actec-proyectos-microcredito-colombia-1|description^null” bg_image_repeat=”no-repeat” bg_override=”ex-full” margin_top=”-50″ type=”vc_default” css=”.vc_custom_1524845218773{padding-top: 34% !important;}”][vc_column offset=”vc_col-lg-12 vc_col-md-12″ css=”.vc_custom_1476030031960{padding-bottom: 10px !important;}”]

<\/div>

MICROCR\u00c9DITO<\/h2><\/div>
<\/p>\n

COLOMBIA<\/p>\n

<\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”top” margin_top=”-50″ type=”vc_default”][vc_column width=”1\/3″ css=”.vc_custom_1517562026569{padding-top: 75px !important;padding-right: 10% !important;padding-bottom: 25px !important;padding-left: 10% !important;background-color: #f7f7f7 !important;}”][vc_column_text css=”.vc_custom_1518775200768{margin-bottom: 60px !important;border-left-width: 3px !important;padding-left: 20px !important;border-left-color: rgba(170,170,170,0.3) !important;border-left-style: solid !important;}”]UBICACI\u00d3N<\/span><\/p>\n

Departamento de Antioquia, Medell\u00edn y municipios vecinos<\/strong><\/p>\n

BENEFICIARIOS
\n<\/span>Micro-empresarios urbanos<\/strong><\/p>\n

SOCIO
\n<\/span>Interactuar<\/strong><\/p>\n

INICIO DEL PROYECTO
\n<\/span>1998<\/span><\/strong><\/p>\n

FINANCIADORES
\n<\/span>DGD – Donantes de ACTEC<\/strong>[\/vc_column_text][vc_single_image image=”58164″ img_size=”full”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1525260550422{padding-top: 75px !important;padding-right: 10% !important;padding-bottom: 25px !important;padding-left: 10% !important;background-color: #ffffff !important;}”][vc_row_inner equal_height=”yes” content_placement=”middle” css=”.vc_custom_1517392177187{padding-bottom: 25px !important;}”][vc_column_inner width=”1\/4″][vc_single_image image=”57509″ alignment=”center” css_animation=”slideInDown”][\/vc_column_inner][vc_column_inner width=”3\/4″]

<\/div>

Fortalecimiento del modelo Interactuar para la creaci\u00f3n de empleos en el sector informal<\/h2><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text]ACTEC e INTERACTUAR est\u00e1n convencidos que la dignidad del empleo y del autoempleo es una manera muy eficaz para luchar contra la exclusi\u00f3n social. Sin embargo, un n\u00famero considerable de los microempresarios en el pa\u00eds se encuentran excluidos del sistema financiero cl\u00e1sico, limitando fuertemente sus posibilidades de crecimiento y de mejora de sus condiciones de vida. Desde su creaci\u00f3n, Interactuar ha desarrollado una metodolog\u00eda para dar acceso a las microempresas a los servicios financieros de base (cr\u00e9dito, ahorro). Con el objetivo de consolidar esta misi\u00f3n social, ACTEC ha invertido fondos en la cartera de Interactuar. De esta forma, nuestro socio pudo aumentar la cobertura de su programa de cr\u00e9dito son aumentar su tasa de endeudamiento.<\/p>\n

Sin embargo, creemos que el apoyo centrado exclusivamente en el otorgamiento de cr\u00e9dito no es suficiente, que limita el impacto a largo pazo en los microempresarios. Sin las competencias empresariales y t\u00e9cnicas adecuadas, los microempresarios son poco competitivos porque el microcr\u00e9dito por s\u00ed solo no permite la mejora de sus actividades productivas. Es por ello que nosotros ponemos acento, con Interactuar, sobre la formaci\u00f3n y la asistencia t\u00e9cnica. Estos componentes permiten multiplicar el impacto de la microfinanzas.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1517490095065{padding-top: 50px !important;padding-bottom: 50px !important;}” bg_color_value=”#fed880″][vc_column]

<\/div>

Beneficiarios atendidos<\/h2><\/div><\/div>[vc_row_inner equal_height=”yes” content_placement=”top” gap=”35″ css=”.vc_custom_1517490089896{padding-top: 15px !important;}”][vc_column_inner width=”1\/4″]
<\/span>1999<\/span><\/div><\/div>
<\/div><\/div><\/div>
0<\/div>
empleos directos<\/div><\/div><\/div>[vc_column_text]<\/p>\n

468 micro-cr\u00e9ditos otorgados<\/span><\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]

<\/span>2002<\/span><\/div><\/div>
<\/div><\/div><\/div>
0<\/div>
empleos directos<\/div><\/div><\/div>[vc_column_text]<\/p>\n

1.293 micro-cr\u00e9ditos otorgados<\/span><\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]

<\/span>2006<\/span><\/div><\/div>
<\/div><\/div><\/div>
0<\/div>
empleos directos<\/div><\/div><\/div>[vc_column_text]<\/p>\n

1.796 micro-cr\u00e9ditos otorgados<\/span><\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″]

<\/span>2010<\/span><\/div><\/div>
<\/div><\/div><\/div>
0<\/div>
empleos directos<\/div><\/div><\/div>[vc_column_text]<\/p>\n

1.520 micro-cr\u00e9ditos otorgados<\/span><\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column]

<\/div>
<\/i> Urbano<\/span><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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